You will fill out a Renovation Agreement and have your contractor supply a detailed Scope of Work on their letterhead. Both you and the contractor will sign the agreement, including the Hold Harmless page. The contractor must be licensed and carry both Worker’s Compensation and Liability Insurance. Proof of insurance naming the coop/condo as well as Bell Realty as additional insureds is required. Contact the office on detailing needed on insurance certificates. In the event that walls are being removed, we must have a statement from a licensed architect or structural engineer indicating that you are not disturbing a weight bearing structure. All of these documents must be submitted for Board approval prior to any work commencing in the apartment. Most renovation packages take approximately ten business days to be reviewed and approved by a Board. If further clarification is required then that must be obtained and reviewed before a final decision is rendered.